Travel insurance

Right there with you


Better Traveler Interaction



Traveler Productivity



Traveler Satisfaction




Right there with you.


The highest standards of care for business travelers

We’re experts in business travel. Combining innovative technology with our industry expertise, we lead the way in providing world-class business travel care programs and services. 


We offer everything your employees need to stay connected and productive on the road – and you can rely on our 24/7 business traveler support when you need it the most. If your employees run into any difficulties or disruptions, our experts will take care of it for you and get them where they need to be. Our services will save you time and stress while giving you complete peace of mind. 


One thing we always recommend is that you carefully consider the purchase of travel insurance before you set out on your journey. CWT recommends that you do not leave your province without getting some expert advice on your travel insurance needs. Even if you're travelling within Canada you can still face costs for out-of-province emergency medical treatment.

Find the best coverage that fits your needs  

CWT is specially licensed in all types of travel insurance and can recommend the policy that is right for your individual needs*


All-Inclusive: All-around coverage so you can focus on what matters - $5 million in emergency medical coverage, plus trip cancellation, trip interruption, baggage loss, flight accident and more.

Non-Medical Inclusive: If you don't require medical coverage, but want non-medical coverage like trip cancellation, trip interruption, baggage loss, flight accident and more, you can have it all in one plan.

Trip Cancellation and Interruption: Refunds what you've already paid for a trip if unforeseen circumstances require you to cancel, or covers you if you need to return home from your trip due to an emergency.

Global Medical: Covers emergency medical and hospital costs up to $5 million for travellers under age 60.

Annual plans: If you're planning multiple trips within a year, you may be able to save by purchasing the Annual All-Inclusive plan or Annual Medical plan. For one price, you can be covered for unlimited trips of a chosen duration within a twelve-month period.1

Visitors to Canada: Not covered by Canadian government health insurance or here on a work visa? Protect yourself against the cost of unexpected emergency medical expenses and more.

Travel Canada: Covers emergency medical and hospital costs up to $5 million for travel within Canada with no age limit.2


1.   If you are over the age of 59 and would like to quote for Annual All-Inclusive plan and Annual Medical plan, please contact your travel agent.

2.   At age 60 or older, the Travel Canada plan requires that you complete a medical questionnaire, so please contact your travel agent 


For further information, please contact your CWT agency.


For those under age 70, travelling for a maximum of 23 days, this simplified travel insurance product offers significantly more coverage with fewer restrictions for travelling Canadians.  Up to $10,000,000 in emergency medical coverage featuring the Cancel for Any Reason benefit. No medical questionnaire required.

Don't leave travel insurance to chance.

If you're not sure about what coverage you may need, just give one of our trained professionals a call or drop into one of our 150 locations across Canada! They'll provide you with a travel insurance quote designed just for you.

Conditions, limitations and exclusions apply.



Underwritten by The Manufacturers Life Insurance Company (Manulife) and First North American Insurance Company, a wholly owned subsidiary of Manulife. Manulife and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under licence.
© 2017 The Manufacturers Life Insurance Company. All rights reserved. Manulife, P.O. Box 670, Stn Waterloo, Waterloo, Ontario, N2J 4B8. ™ Trademark of The Manufacturers Life Insurance Company.


Please select your destination

Preferential rates on hotels and flights

Choose from a wide range of travel and accommodation options at the best prices thanks to our competitive rates on hotels, flights and more. We’ll help ensure your employees stick to your travel policy and enjoy their business travel in comfort.


Expense management

We work with trusted partners to provide all the documentation you need for every trip. We also integrate our services with third party expense management platforms to ensure your business travelers don’t spend their personal time handling expenses.


Stay connected on the move

Make bookings and view your schedule at any time through our fantastic app CWT To GoTM, available in English, French, German, Italian and Spanish.



Support and manage business travelers on the move

Our 24/7 business travel care and support gives you peace of mind every step of the way. Assisted by our experienced team, your employees will have a dedicated point of contact who’ll take all the travel management off your hands, making sure it’s handled smoothly and efficiently. We can help with:




Visa assistance and discounts

Not only can we supply you with the travel visas you need but we can provide them at a special discounted rate through our provider, CIBT.


Mobile management

It couldn’t be easier to make bookings and view your schedule on the move – all through our CWT To Go app, available in English, French, German, Italian and Spanish.


Traveler security

Working with International SOS, the world’s largest medical and travel security services firm, we’ll keep your travelers safe on the road.


Traveler tracking

Travel disruptions happen, and when they do, you want to know where your employees are. Our business traveler services include tracking technology to help ensure safety and security.


CWT travel management solutions

Combining innovative technology with industry expertise, we’ll help you design a business travel care program that keeps your employees happy while delivering great results for your business.


CWT Travel Management